With the end of the year almost here, it’s become more important than ever to make the most of your dental insurance benefits. Dental insurance can make it much easier to pay for your most important dental services, but only if you use it before it expires. If you don’t, you coverage will reset and you’ll need to pay your deductible all over again. Today, a dentist offers three ways to maximize dental insurance benefits in Mesquite while you still have time left.
Revisit Your Dental Plan’s Details
Did you know that according to the National Association of Dental Plans, only 2.8% of people with a PPO dental plan reached their annual maximum? That means for the overwhelming majority of plan holders, benefits were left out to dry. The first thing you should do to ensure you’re getting the most out of them is to look over your plan’s benefits and see which ones have been exhausted and what you can still take advantage of.
In most cases, people still have coverage for routine preventive services, including checkups and cleanings. These services are by far the most useful for avoiding harmful dental problems later and can save you from having to spend more on restorative or emergency dental services.
Speak with the Dentist’s Team
Dental offices often remind patients to maximize their dental benefits because they recognize just how far preventive dollars go compared to those for restorative or emergency services. According to an interview with President of the California Dental Association, Dr. James Stephens, every dollar spent on preventive care helps someone save $50 on more expensive or complicated procedures.
By speaking with a dentist’s team, particularly a patient, treatment, or insurance coordinator, they can look over your plan in more detail and determine what benefits you have left. They can even file claims on your behalf and help you be as thorough as possible during this process, ensuring you get the biggest reimbursement from your insurer.
Schedule Strategically
It’s important to recognize that even if you have benefits to use, the dentist you visit may not be able to accommodate you if it’s too late in the year. That means you won’t want to put your next visit off any longer as many people tend to schedule last minute visits towards the end of the year.
By acting quickly, you can maximize coverage on treatments for concerns you may want to address, such as restorative issues you haven’t had time to handle previously.
Thankfully, you never have to figure out how to use your dental benefits on your own when you visit. Get in touch with a dentist today and speak with their team to see how you can make the most of the benefits you’ve paid for!
About Texas Dentistry
Texas Dentistry helps you make the most of your dental insurance by partnering you with knowledgeable team members familiar with the ins and outs of your plan. On top of that, they accept a wide variety of dental insurance options, including plans from CHIP and Medicaid. To schedule an appointment and start maximizing your dental benefits, you can contact them through their website.